The cost of higher education continues to rise, making early and strategic planning essential for parents who want to support their child’s academic future. With various savings options available, choosing the right approach can maximize growth potential while preserving flexibility. Start Early Time is a is your most powerful ally in college savings. By starting early, parents can take advantage of compound growth, allowing even modest contributions to accumulate significantly over time. A disciplined, long-term approach can reduce the financial burden when tuition bills arrive. 529 Plans A 529 college savings plan remains one of the most effective ways to save for education. These tax-advantaged accounts allow funds to grow tax-free and be withdrawn tax-free for qualified educational expenses, including tuition, fees, books, and even certain housing costs. Many states offer tax deductions or credits for contributions, adding another layer of benefit. 529 savings plans can also be used to pay for up to $10,000 a year per child for K-12 tuition expenses. Three primary types of 529 plans exist: Education Savings Plans, which function like an investment account, offering a range of mutual funds