When it comes to planning for a child’s education, many parents turn to 529 Plans as a way to save and invest for future education expenses. However, as children grow older and get closer to college age, some parents may start to wonder what to do with excess money in these plans. One option that has gained popularity in 2024 is rolling a 529 Plan into a Roth IRA. While withdrawing funds from a 529 and funding a Roth IRA came with penalties before 2024, the implementation of the SECURE 2.0 Act made this strategy more appealing. This move can have both costs and benefits, depending on the individual circumstances of the account holder. In this article, we will explore the costs and benefits of rolling a 529 Plan to a Roth IRA, and provide specific examples and details to help you determine if this strategy may be right for you. Costs: Tax implications: One of the biggest costs of rolling a 529 Plan into a Roth IRA is the potential tax implications. When you roll over funds from a 529 Plan to a Roth