Helping children understand the basics of saving and investing is one of the most valuable lessons a parent can give. The goal isn’t to turn them into financial experts–it’s to build confidence and curiosity about how money grows and works. Here’s a simple guide on how to make concepts like stocks and bonds simple, engaging, and relatable for young minds. Understanding Stocks Start by explaining that stocks represent a small piece of a company. When a company wants to grow, it might sell stock to raise money. People can buy these stocks, making them partial owners of the company. If your child has a favorite brand or company they recognize, pretend to buy shares of it together! Track the stock’s price, showing them how its value can go up or down. As they follow the stock’s progress, they may naturally become more curious about what’s happening with that company. What are Bonds? Once they grasp stocks, explain that bonds work differently–they’re more about stability than growth. A bond is essentially a loan to a company or government that pays interest over time. You loan them