A market is any platform or environment where buyers and sellers come together to exchange goods, services, or financial assets. In finance, a market refers to a system where securities (such as stocks, bonds, commodities, and other investment instruments) are traded between investors. Markets connect those looking to buy assets with those looking to sell, facilitating exchange. The forces of supply and demand help markets establish fair prices for goods, services, or securities. Buyers seek the lowest prices, while sellers seek the highest prices. Over time these forces lead to efficiency and innovation. Markets also provide liquidity by allowing participants to quickly and efficiently convert assets to cash (or vice versa). Public markets, like stock exchanges, provide information on prices and transactions helping to ensure transparency and trust. Markets play a critical role in the efficient allocation of excess capital, ensuring that money flows from those who have it–savers–to those who need it–spenders or investors. This process is essential for economic growth, business development, and wealth creation. In a market-driven economy, savers are individuals or institutions who have more capital than they currently need. They