What are In-Service Withdrawals?
Many retirement plans, including 401(k)s and 403(b)s, are designed to encourage long-term savings by imposing restrictions on withdrawals before reaching retirement age. However, some plans offer an option known as an in-service withdrawal, allowing participants to access their funds while still employed. While early withdrawals typically trigger a 10% penalty if taken before age 59½, several exceptions can help individuals...
By: Indexopedia Research Team | March 6, 2025
Read Article
Premium Members Only
How Portfolio Overlap Could Be Putting Your Investments at Risk!
Financial Planning,
Investment Principles,
Personal Finance,
Top Investor Mistakes,
December 10, 2024
The Dangers of Negative Compounding
Behavior,
Financial Planning,
Investment Principles,
Personal Finance,
December 10, 2024
What Does Your Portfolio and an Onion Have in Common?
Financial Planning,
Personal Finance,
October 1, 2024
Costs and Benefits of rolling a 529 Plan to a Roth IRA
Financial Planning,
Personal Finance,
Tax,
August 6, 2024
When should I start taking Social Security?
Financial Planning,
Personal Finance,
Top Personal Finance FAQs,
July 24, 2024
The 4% Rule and Why Going Lower is Ideal
Financial Planning,
Personal Finance,
July 11, 2024
What Are the Principles of F.I.R.E (Financial Independence Retire Early)?
Financial Planning,
Index Investing,
Personal Finance,
June 25, 2024
Beginner Investment Mistakes to Avoid
Financial Planning,
Investment Principles,
Personal Finance,
Top Investor Mistakes,
June 24, 2024
What Are Restricted Stock Units?
Financial Planning,
Index Investing,
Personal Finance,
May 14, 2024
How Employee Equity Works
Financial Planning,
Index Investing,
Personal Finance,
May 14, 2024
How to Start Saving for Retirement
Financial Planning,
Investment Principles,
Personal Finance,
Top Investment Principles FAQs,
May 14, 2024
Beginning Steps to Retirement Planning
Financial Planning,
Investment Principles,
Personal Finance,
Top Investment Principles FAQs,
May 14, 2024
In-Kind Distribution
Financial Planning,
Personal Finance,
March 28, 2024
What is a Cash-Out Refinance?
Financial Planning,
Personal Finance,
January 30, 2024
What is Coinsurance?
Financial Planning,
Personal Finance,
January 30, 2024
What is Medicare?
Financial Planning,
Personal Finance,
January 24, 2024
How do Student Loans Work?
Financial Planning,
Personal Finance,
January 18, 2024
What is Disability Insurance?
Financial Planning,
Personal Finance,
January 9, 2024
What is Default Risk?
Financial Planning,
Fixed Income,
How Bonds Work,
Markets,
January 9, 2024
Monte Carlo
Economics,
Financial Planning,
Investment Principles,
Personal Finance,
November 3, 2023
HSA
Financial Planning,
Personal Finance,
November 3, 2023
What is Dollar Cost Averaging?
Financial Planning,
Investment Principles,
Personal Finance,
Top Investment Principles FAQs,
November 3, 2023
Assumable Loans
Financial Planning,
Personal Finance,
November 2, 2023
Annuities
Financial Planning,
Personal Finance,
November 2, 2023
AD&D vs. Life Insurance
Financial Planning,
Personal Finance,
October 24, 2023